Bankruptcy & Insolvency

Clear legal guidance through financial recovery

At DJC Law, we understand that financial hardship can be overwhelming. Whether you're an individual facing personal bankruptcy or a business navigating insolvency, our team offers compassionate, strategic legal support to help you regain control and move forward with confidence.

Personal Bankruptcy

We assist individuals in filing for bankruptcy under the Bankruptcy and Insolvency Act (BIA), ensuring compliance with all procedural requirements including affidavits of service, trustee coordination, and discharge applications.

Consumer Proposals

If bankruptcy isn’t the right fit, we help clients explore consumer proposals—negotiated settlements with creditors that allow for debt restructuring without full bankruptcy.

Corporate Insolvency

For businesses, we provide legal representation in insolvency proceedings, including commercial list filings, trustee coordination, and court motions for discharge or restructuring.

Court Representation

We prepare and file all necessary documents for hearings, including:

  • Notices of Motion
  • Affidavits of Service
  • Trustee Reports
  • Draft Orders

Discharge Applications

We guide clients through the discharge process, including preparation of affidavits, court submissions, and representation before Registrars in Bankruptcy.

Get Started Today

If you're considering bankruptcy or need help with insolvency matters, contact DJC Law for a confidential consultation. We’ll assess your situation and guide you toward the best legal solution. Get started today.

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Why Choose DJC Law

01.

Experienced Representation

Our firm has extensive experience in bankruptcy filings, proposal revivals, and discharge hearings across Ontario.

02.

Court-Ready Documentation

We ensure all filings meet the standards of the Superior Court of Justice and are submitted through the Justice Services Online portal.

03.

Compassionate Support

We treat every client with respect and discretion, helping them navigate difficult financial decisions with clarity and care.

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